Bishaw Mishra

Develop and implement strategic plans to achieve sales targets and revenue growth for business loan and LAP product. Managing, monitoring and supervision of relationship managers ad their supervisors. Generating business for Unsecured Loan and Loan Against Property. Coordinating with credit, legal and other support functions for smooth approval and disbursal of cases. Conduct market research and analysis to identify potential business opportunities and trends. Build and maintain strong relationships with key customers and stakeholders. Collaborate with internal teams to ensure seamless delivery of customer service. Provide regular reports on sales performance, market trends, and customer feedback to senior management.

Steered in driving growth of Business Loan and Lap Product to meet revenue targets. Developed DSA channel in NCR with a focus on signups and activations and funnel of leads at all times through the DST and DSAs. Generated business for Loan against Property and build a quality portfolio. Supervised a team and ensured achieving the target business numbers. IT, legal and risk in order to achieve the business. Trained the Customer Relationship Officers on changes in product features or any changes in the procedure on regular interval. Liaised with all departments like Business, Credit/Risk, Operation in order to disburse the cases without any delay. Recovered overdue amount from the respective clients on regular basis and support to recovery team.

Spearheading, tracking and achieving monthly, quarterly and annual sales targets. Managing, monitoring and supervision of relationship managers ad their supervisors. Analysing potential business location with in-depth research taking input from primary and secondary market. Business forecasting and developing 1 years/3 years business and rolling plans. Generating business for Unsecured Loan and Loan Against Property. Coordinating with credit, legal and other support functions for smooth approval and disbursal of cases. Managing various stakeholders, both internal and external in the interest of the business. Implementing marketing and Incentive plans.