Default profile banner
SP

SIDDHARTHA PAL

@siddharthapal

Associate Analyst- Credit at Jumbotail

Bengaluru, Karnataka

https://www.linkedin.com/in/siddpal/

JumbotailIIT Kanpur

Highly analytical professional with experience in credit risk management and business consulting. Proven ability to develop data-driven solutions, including building credit risk scores and executing A/B testing experiments. Skilled in ML modeling, financial analysis, and utilizing tools like Python, SQL, and Power Query to generate actionable business insights.

Experience

Associate Analyst- Credit

Jumbotail

Full-timeInvalid Date - PresentBengaluru, Karnataka

Working on various problems and initiatives with the objective to increase the credit collections efficiency. Developed a Credit Collection Risk Score based on debtor’s credit transaction history to get their propensity to pay, resulting in better prioritisation of efforts and resources. Designed, executed and concluded various A/B testing experiments on different sample of customers to check the effectiveness of AI automated call against human calling agent.

Business Analyst

Decision Point Analytics

ConsultingInvalid Date - Invalid DateGurugram, Haryana

Worked as a consultant for Online to Offline (O2O) business team of Coca-Cola India with main focus on giving business insights for E-Commerce business vertical based on various data sets. Suggested and built a Hypothesis Testing Dashboard combining different sales data and metrics using Power Query, enabling correlation testing between different metrics, resulting in better insights. Built dashboards to monitor and indentify KPIs responsible for market share change. Made summary reports containing trends, visualizations and analysis using different strategic frameworks like BCG matrix and various Growth Decomposition techniques to give actionable insights. Built Quarterly and Yearly Promotion and Sales Volume Planning files.

Internship

Kritsnam Technologies

InternshipInvalid Date - Invalid Date

Designed a model for mounting a solar panel for generating power near a pond on Autodesk Fusion 360. Designed an initial stage Fusion 360 model of a floating buoy, able to carry 4 sensors and 6 solar panels. Inspected Solar Charge Controllers and their types and studied MPPT (Maximum Power Point Tracking) techniques to charge controllers.

Education

IIT Kanpur

B.S.(Physics)

Physics

Jan 2016 - Jan 2020Grade: 6.6/10

Central Board of Secondary Education

Class XII

Jan 2016 - Jan 2016Grade: 89.8%

Central Board of Secondary Education

Class X

Jan 2014 - Jan 2014Grade: 10/10

Licenses & Certifications

Business and Financial Modeling Capstone

Wharton Online, Coursera

Issued: Sep 2001

Skills

Python
SQL
MATLAB
Pandas
NumPy
LINUX
C
LATEX
Power Query
A/B Testing
Credit Risk Management
Financial Modeling
Machine Learning
Random Forest
XGBoost
Lasso Regression
BCG Matrix
CAPM