SMSaurabh Malik
@saurabhmalik
Manager, Head-Data Science and Analytics CIBIL at Transunion GCC
Gurugram, India
Saurabh Malik is an experienced data science and analytics leader with expertise in financial services. He has managed teams and driven R&D initiatives, leveraging advanced ML techniques to predict propensity, default, and expected spend for major financial clients. His background includes roles at Transunion GCC and American Express, where he focused on building targeting solutions and optimizing credit limit strategies.
Experience
Manager, Head-Data Science and Analytics CIBIL
Transunion GCC
Leading a 10+ member team of data scientists and analysts to build generic and customized solutions for Transunion CIBIL organization. Leveraging best in class ML techniques to predict for propensity, default and expected spend for leading financial services’ clients. Drive R&D initiative to leverage Alternative Data sources to enhance the effectiveness and coverage of existing modeling solutions. Actively engaged in setting up the Pune GCC center from scratch by setting up fundamental processes and hiring new talent.
Senior Manager, Global Commercial Decision Science
American Express
Leading a team of 7 data scientists working on building targeting solutions for Commercial Card Business in 10 international markets. Leveraging best in class ML techniques to predict for response, default and expected spend for marketing campaigns. Drive modeling based solicitation campaigns leading to incremental benefit of 500 MM in Annual Billed Business. Deploying the targeting solution on AWS based cloud platform for automated scoring and retraining.
Assistant Manager, International Line Management
American Express
Designing credit limit allocation strategies and standardizing global practices based on analytics in 11 international markets. Conceptualized new Triggers for Line Increase offers based on consumer’s digital footprints. Formulated and implemented recommender systems based credit limit assignment strategy delivering 50 MM of incremental revenue.
Management Associate, GRG-Principal
Edelweiss Finance and Investments Limited
Algorithmic Trading risk management for Institutional Equities and Prime Brokerage business. Performing Risk Analytics and Order Trade Analytics for Analytics Centre of Excellence(CoE).
Analyst Developer, Equities Trading Technology
Goldman Sachs
Developed and maintained six instances of position keeping systems for Asia Stock Exchanges and promoted within eighteen months.
Education
Indian Institute of Management, Calcutta
Post Graduate Diploma in Management
Management
Achieved an Institute Rank of 24 among 405 PGDM students at IIM Calcutta 2013-2014
National Institute of Technology, Allahabad
B.Tech
Computer Science
Secured All India Rank 1875 in AIEEE 2006 out of a total of 5,23,811 applicants
Licenses & Certifications
CFA Level 2
CFA Institute