Ayush Soni
@ayush.soni
Senior Software Development Engineer at BrightMoney
Bangalore, India
Ayush Soni is a Senior Software Development Engineer with extensive experience in building and scaling banking and financial platforms. He specializes in developing microservices, managing payments platforms, and building ETL pipelines using AWS Glue and pySpark. His background includes contributing to critical products like loan reviewing systems and credit scoring tools, alongside experience in designing communication interfaces for 5G modems.
Experience
Senior Software Development Engineer - Banking Engineering
BrightMoney
Developed, managed, and scaled Bright's Payments Platform (monolith to microservices arch.), expanding Bright's financing, bill payments, and CreditBuilder products to several US states. This is built over django rest framework, and uses postgres as DB. Developed E2E ReFi loan reviewing microservice catering to changing US prime rate(WSJ prime rate), providing promotional APRs, and increased Credit Line to bright ReFi users. Built ETL pipelines, as a serverless AWS glue app written in pySpark, for payments platform which serves as a source-of-truth of user's transactions, balances, and loan data to other microservices. Scaled Bright's Credit platform via Batch processing of loan disbursements, repayments, security collection, and monthly bills, using AWS S3, REST.
Software Development Engineer - Banking Engineering
BrightMoney
Contributed to the Bright DebtManager product, which later on turned to be brights collection engine for loan security funds, repayments and subscription. Developed Bright's reconciliation service, using AWS S3, lambda and google pubSub, ensuring on time reconciliation of user funds, company funds, transaction exceptions and returns. Also publishing these to consumer services via Kafka. Built Bright Savings-Pockets and owned E2E product development, which helps users to build savings, and can be used later on for various needs. Owned E2E CreditBuilder product backend, which is a secured loan and helps users improve credit scores via Credit Bureau reporting in a short span of 6 months.
Software Engineer - Data Protocol
Samsung Research Institute Bangalore - SRIB
Design, develop and commercialize interface between 5G modem and AP for communication services(Call, Data Network, VoLTE, SMS), built on Java and C++. Intelligent Network Switch : Developed a network switching solution based on LSTM (long short-term memory networks) to switch between best available network.
Education
Indian Institute of Technology Guwahati
B.Tech
Computer Science and Engineering