Darshan Jain

ML Model - Identification of Potential BT customers (Ongoing): Developing a classification model to identify prospects whom have more probability of doing balance transfer to our organization. Moreover, helping in retaining our own customers. Income Imputation: Played a pivotal role in determining pre-approved and pre-qualified offer amounts by working on an Imputation project to estimate customer income for individuals. Managed Product Portfolios & Campaigns: Working with risk team in deciding the optimum parameter to identify cream customer with minimal risk. Minimizing opportunity loss by 25% by performing rejection analysis and consulting on the internal policy norms. SingleView Project – Created a project, designed to execute all the campaigns for all the products in one go, giving us view of eligible customer for each product, saving 80% of the man-power of the teams. Improving TAT for doing checks. Application Scorecard - Personal Loan: Optimized credit cost and credit underwriting for fast-paced approval by developing a machine learning model on Bureau data and validate on internal data to identify and separate potential defaulters. Increase in customer acquisition by 27%.

Was part of fixed income research division with day-to-day role included making research report on select companies, checking the credit worthiness and commenting and analyzing fundamentals of the companies. Extracting and analysing data from Bloomberg and factset terminal for generating reports on given company. In-charge of delivering daily newsletter to the stakeholder, highlighting marcro-economic and political news impacting the global credit markets.