Sugandha Rastogi
@sugandharastogi
Program Management | Banking/Finance Operations Specialist
Ghaziabad, India
Sugandha Rastogi is a results-oriented professional with over 11 years of experience in Program Management, Banking, and Finance Operations. She specializes in streamlining Grievance Redressal processes, particularly under Ayushman Bharat, ensuring compliance and high efficiency. Her expertise spans financial advisory, managing branch operations (RTGS, NEFT, CASA), and leading teams to achieve operational excellence and superior customer experience.
Experience
District Grievance Nodal Officer (DGNO)
Ayushman Bharat
Led grievance handling operations at the district level under Ayushman Bharat (AB-PMJAY). Responsibilities included resolving grievances for stakeholders via DGRC, recording particulars of grievances (via mail, phone, social media), and updating status in CGRMS. Defined strategies and implemented improvements to workflow, processes, and systems to deliver a market-leading customer experience.
Finance Planner
J.K. Firms
Managed accounts, prepared financial statements, and handled year-end close, including working with external auditors. Gathered and analyzed financial information for internal use, supporting budgeting and funding. Maintained Accounts Receivable and Accounts Payable ledgers, and provided effective business partnering to monitor performance and forecast forward.
Branch Service Partner Authorizer (Senior Officer)
Yes Bank Ltd.
Delivered strategic leadership to branch operations, ensuring alignment with long-term business growth. Oversaw sales of financial products and managed core operational tasks, including CASA account opening, customer engagement, and handling statutory compliances such as AML and cash operations.
Education
Banasthali Vidyapith University
MBA
Banking & Finance
Hindu College, Rohilkhand University
B.Com.
Licenses & Certifications
Customer Service & Banking Codes and Standards
IIBF
AML & KYC
IIBF
NISM Depository Operations Module
JAIIB
IRDA Exam
Mutual Fund Distribution Certificate Exam
Banking Sector Module
NCFM
Foreign Exchange Facilities for Individuals