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Sugandha Rastogi

@sugandharastogi

Program Management | Banking/Finance Operations Specialist

Ghaziabad, India

Ayushman BharatBanasthali Vidyapith University

Sugandha Rastogi is a results-oriented professional with over 11 years of experience in Program Management, Banking, and Finance Operations. She specializes in streamlining Grievance Redressal processes, particularly under Ayushman Bharat, ensuring compliance and high efficiency. Her expertise spans financial advisory, managing branch operations (RTGS, NEFT, CASA), and leading teams to achieve operational excellence and superior customer experience.

Experience

District Grievance Nodal Officer (DGNO)

Ayushman Bharat

•Oct 2001 - Present

Led grievance handling operations at the district level under Ayushman Bharat (AB-PMJAY). Responsibilities included resolving grievances for stakeholders via DGRC, recording particulars of grievances (via mail, phone, social media), and updating status in CGRMS. Defined strategies and implemented improvements to workflow, processes, and systems to deliver a market-leading customer experience.

Finance Planner

J.K. Firms

•Jan 2001 - Dec 2001

Managed accounts, prepared financial statements, and handled year-end close, including working with external auditors. Gathered and analyzed financial information for internal use, supporting budgeting and funding. Maintained Accounts Receivable and Accounts Payable ledgers, and provided effective business partnering to monitor performance and forecast forward.

Branch Service Partner Authorizer (Senior Officer)

Yes Bank Ltd.

•Aug 2001 - Dec 2001•Moradabad

Delivered strategic leadership to branch operations, ensuring alignment with long-term business growth. Oversaw sales of financial products and managed core operational tasks, including CASA account opening, customer engagement, and handling statutory compliances such as AML and cash operations.

Education

Banasthali Vidyapith University

MBA

Banking & Finance

Jan 2008

Hindu College, Rohilkhand University

B.Com.

Jan 2006

Licenses & Certifications

Customer Service & Banking Codes and Standards

IIBF

• No expiration

AML & KYC

IIBF

• No expiration

NISM Depository Operations Module

• No expiration

JAIIB

IRDA Exam

• No expiration

Mutual Fund Distribution Certificate Exam

• No expiration

Banking Sector Module

NCFM

• No expiration

Foreign Exchange Facilities for Individuals

• No expiration

Skills

Process Improvement
Operational Excellence
Team Building and Training
Regulatory Compliance & Auditing
Public Relations Management
Reporting and Documentation
Customer Experience Excellence
Monitoring and Evaluation
Financial Advisory
CGRMS
Insight
BIS
TMS Software
Flex cube
RTGS
CQMS
One View
Kaleidoscope
MS Office Suite