Nithya R

Interrogate internal and external systems to gather information to validate Know Your Customer (KYC) details, ensuring customer records are accurately maintained and are up to date within defined SLAs. Conduct testing and period reviews of department procedures to ensure compliance with federal and state laws and regulations. Review reports to identify trends and key risk areas. Monitoring and evaluate compliance data and information collected in support of activities and initiatives. Regulation research including TILA, FCRA, and Fair Lending, and BSA/AML risk assessments and audits. Supporting projects that involve lending and/or that have a consumer impact including documents/disclosure reviews, and Fair Lending analysis.

Working on Machine Learning in Artificial Intelligence with defined set of instructions and collect ground truth date on Product Development. Performed repeated exercises based on the dynamic instructions without compromising on quality. Working with images/videos in process of openCV and image processing. Used appropriate software tools for data capture and comply with organizational process. Performing Annotations for the models in Rekognitions. AI algorithms to classify the image data into pre-defined segments.

PPI stands for Payment Protection Insurance and have been attached to credit agreements like loans, mortgages, hire purchase agreements, credit cards or store cards and managing Asset Finance. A PPI refund is when payment protection insurance (PPI) is paid back to the customer after being mis-sold such as through loans, mortgages and credit cards. It was designed to cover payments in the event of accident, sickness or redundancy but was often added without the customer’s knowledge.

A Citi KYC analyst should review the Client information and track whether any Anti Money Laundering is involved. Global transaction monitoring to identify unusual or suspicious transactions. Patterns of activity, as well as robust Global AML Investigations to provide holistic reviews of both new and existing clients across various businesses and regions. Tracking and filing of Suspicious Activity Reports and Currency Transaction Reports.