RAJA BABU

Directing all operational aspects including distribution, customer service, human resources, administration and sales in accordance with the bank's objectives. Monitoring all balances and deposits to ensure that all money in the bank is accounted for and the proper procedures are followed at all times. Associating with customers individually to help them get the most out of their accounts and understand the features offered.

Managing resources and staff, developing and attaining sales goals, delivering customer service, and growing the location's revenues. Maintained a consistent portfolio of existing commercial loan partnerships also monitored new and existing commercial clientele. Reviewed and processed credit and loan applications & recovered loan’s asset.

Ensuring access to financial services, timely and adequate credit for vulnerable groups such as weaker sections and low-income groups at an affordable cost. Implementing government policies (Pradhan mantri jivan jyoti Yojana, Pradhan mantri Suraksha beema yojana, Atal pension Yojana).

Ensured necessary skill training and skill up gradation of the rural BPL youth to mitigate the unemployment problem & Liasoning with other government authorities.

Responsible for interacting with customers for all their banking related needs, to understand their requirements and provide solutions. Coordinated with Branch manager, other supervisors and appropriate staff personnel in order to integrate activities. Keeping records, filing and looking after stocks, managing loan-related documents and managing customer records. Opening Loan Accounts and filling loan information. Monitoring NPA’s.