Vinod Adep

Experienced and highly skilled professional in predictive modeling, credit risk modeling and data analysis. Worked on Commercial One Score, Business Delinquency Score(BDS), and Commercial Insight Delinquency Score(CIDS) using logistic regression, GBM algorithms and neural networks. In addition to building credit risk models, Possess exceptional skills in creating code for Scorecards and Merchant Attributes. I possess extensive expertise in modeling through machine learning and neural networks. I have proficient experience in data mining, data cleaning, and feature engineering. Specializing in statistical models, ML models with different hyperparameter tuning and model validation techniques. I have conducted thorough impact analysis for both pre-score and post-score scenarios.

Worked on a loan default project with the objective of predicting whether the borrower can repay a loan. As part of this project, I created dashboards using DAX in Power BI and also provided documentation.

Worked on a project in the telecom industry, providing microcredit loans to specific types of customers by considering various inputs. Experience in web scrapping, I was involved in a house pricing project where we needed to analyze the property values for investment decisions. Experienced in ML models and translating complex datasets into comprehensive visual representations.