Sangita Babu
@sangitababu
Analytics Manager at Bajaj Finserv Direct Limited
Pune, India
Highly accomplished Data Scientist with five years of experience across Digital Lending, Insurance, E-Commerce, Payments, and Cards domains. Proven expertise in developing predictive models and risk applications using advanced statistical and machine learning methods. Currently serving as Analytics Manager at Bajaj Finserv Direct Limited, contributing valuable data insights to complex business challenges.
Experience
Data Scientist - Analytics
Bajaj Finserv Direct Limited
Developed a risk application level scorecard on the unsecured portfolio which helps to enable approve/reject decision on unsecured lending applications. Built inquiry scorecard for business loan which helps to prioritize campaign base actions. Responsible for building predictive models for propensity to buy Individual & Family Health Insurance policy in next 9 months. Built response scorecard to predict probability of going to take mortgage loan (HL/LAP) in next 3 months for salaried prospect customers. Developed digital affinity index model to predict a probability that helps rank order consumers from High to Low digital affinity. Generated line offers for personal flexi loan on the basis of risk offer rules. Successfully developed Term Insurance Propensity Model using statistical modelling. Created UPI transaction base segmentation using RFM. Built insurance lead scoring model for health insurance and four wheeler insurance. Created offer rules and generated credit card offers for partner. Developed card recommendation model for partner using spending profile.
Education
Savitribai Phule Pune University
M.Sc. (Statistics)
Statistics
Savitribai Phule Pune University
B.Sc. (Statistics)
Statistics